Discover
NHL® Discover it® Credit Card
Cash BackNo Annual FeeRotating CategoriesDiningGasGroceryIntro OfferZero Intro APR
Key Features
| Annual Fee | $0.00 |
| Sign-up Bonus | Unlimited dollar-for-dollar cash back match |
| Rewards Rate | 1%-5% Cash Back |
| Intro APR | 0% intro APR for 15 months on purchases and balance transfers and 3% intro Balance Transfer Fee until July 10, 2026. |
| Regular APR | Standard purchase APR: 17.49% variable to 26.49% variable. Cash Advance APR: 28.49% variable. Balance Transfer APR: then Purchase APR applies. |
| Other Fees | Minimum interest charge: $.50. Cash advance fee: greater of $10 or 5% of the advance amount. Balance transfer fee: 3% Intro fee of the amount transferred; 5% fee for future transfers. |
| Network | Discover |
Read the full review
Best for those with
Good Credit
About this card
The NHL® Discover it® Credit Card is a solid option, especially for NHL fans. The card's strengths lie in its rewards program, particularly the 5% rotating categories and first-year cashback match, and the absence of an annual fee. Discover's strong reputation further bolsters its appeal. However, the high variable APR and the need to actively manage the rotating categories are notable drawbacks. While the NHL branding adds a unique touch for hockey fans, the card's core value proposition is similar to the standard Discover it® card. Considering the balance between rewards, fees, and APR, a 3.5 rating reflects a good card with some compelling features but also some limitations.
3.5
Overall Rating
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- Cashback on purchases
- Rotating bonus categories
Things to consider
- High regular APR
- High balance transfer fee
- Limited rewards categories
What this card offers
Sign-up bonuses
- Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll match.
Rewards
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
- Earn unlimited 1% cash back on all other purchases.
- Earn 5% Cashback Bonus at Restaurants and Home Improvement Stores, now to June 30, 2026, on up to $1,500 in purchases when you activate.
Other features
- 99% nationwide acceptance: Discover is accepted nationwide by 99% of places that take credit cards.
- Track and redeem cash back rewards
- Easily message us for customer service right from our app
- Get your FICO® Credit Score, plus see important details that help make up your score for free
- Free Social Security number alerts
- Get an alert if we find your Social Security number on the dark web. Sign up to activate this free benefit.
- Freeze your account
- If you misplace your card, you can prevent new purchases and cash advances in seconds with the on/off switch on our mobile app and website.
- $0 Fraud Liability
- You're never responsible for unauthorized purchases on your Discover Card.
Additional Notes
Rates as of March 31, 2026.
Ratings
4.4
3.8
4.5
2.7
4.1