Discover
NHL® Discover it® Credit Card
Cash BackNo Annual FeeRotating CategoriesGroceryGasDiningIntro OfferGood Credit
Key Features
| Annual Fee | $0.00 |
| Intro APR | x% intro APR for x months on purchases and balance transfers and x% intro Balance Transfer Fee until x. Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply. |
| Regular APR | Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Cash Advance APR: x% variable. |
| Other Fees | Cash advance fee: greater of $10 or 5% of the advance amount. Balance transfer fee: x% Intro fee of the amount transferred; x% fee for future transfers. Minimum interest charge: $.50. |
| Network | Discover |
Read the full review
Best for those with
Good Credit
About this card
The NHL® Discover it® Credit Card is a decent option, particularly for hockey fans who want to represent their team. The card benefits from having no annual fee and a good rewards program, especially the cashback match at the end of the first year. The 5% rotating categories are valuable, but require activation and planning. The regular APR is high, and the card has standard fees for cash advances and balance transfers. Discover's reputation is solid, and the NHL branding provides a unique selling point. Overall, the card is good for targeted users who can maximize the cash back categories.
3.3
Overall Rating
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Cashback on purchases
- Generous sign-up bonus
- Free FICO score
Things to consider
- High regular APR
- Cash advance fee
- Balance transfer fee
What this card offers
Sign-up bonuses
- Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll match.
Rewards
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.
- Earn unlimited 1% cash back on all other purchases.
Other features
- 99% nationwide acceptance: Discover is accepted nationwide by 99% of places that take credit cards.
- Free Social Security number alerts
- Get an alert if we find your Social Security number on the dark web. Sign up to activate this free benefit.
- Freeze your account
- If you misplace your card, you can prevent new purchases and cash advances in seconds with the on/off switch on our mobile app and website.
- $0 Fraud Liability Guarantee
- You're never responsible for unauthorized purchases on your Discover Card.
- Track and redeem cash back rewards
- Easily message us for customer service right from our app
- Get your FICO Credit Score, plus see important details that help make up your score for free
Ratings
4.3
3.8
4.5
2.8
4