Chase
Disney® Premier Visa® Card
Key Features
| Annual Fee | $49.00 |
| Intro APR | 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99%. |
| Regular APR | 18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR. |
| Network | Visa |
About this card
After a thorough evaluation, the Disney Premier Visa Card receives an overall rating of 2.4 out of 5.0. This rating falls into the 'Fair' category, indicating notable limitations. The card's value is heavily skewed towards Disney enthusiasts who can maximize the specific perks and discounts offered within the Disney ecosystem. The APR is very high, scoring only 1.3/5.0, which significantly detracts from the card's overall appeal, especially for users who may carry a balance. The high APR overshadows many of the card's benefits. The rewards program receives a 2.6/5.0. While the 5% cashback on Disney streaming services and 2% on gas, groceries, dining, and at Disney locations are decent, the 1% on all other purchases is standard. The rewards, paid in Disney Reward Dollars, offer limited flexibility compared to general cashback or transferable points. The fee structure is also a weakness. The $49 annual fee receives a 2.3/5.0. The annual fee is a barrier for many users, and the card's value proposition struggles to justify it unless Disney-related spending is substantial. The card is issued by Chase, a reputable financial institution, which provides some reassurance. However, the card's niche focus and mediocre rewards structure temper its overall reputation. The card is most suitable for dedicated Disney consumers who can take advantage of discounts, promotional APR, and other specific perks. For the average consumer, its value is questionable, and better options for general spending and rewards are available. Strengths: * $200 Disney eGift Card sign-up bonus. * Discounts at Disney stores and parks. * Rewards on Disney streaming, gas, groceries, and dining. Weaknesses: * High regular APR. * $49 annual fee. * Limited rewards categories. * Inflexible rewards redemption (Disney Reward Dollars).
Pros & Cons
What's great
- Generous sign-up bonus
- Intro APR period
- Cashback on purchases
- Other Perks
Things to consider
- Annual fee
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Get a $200 Disney Gift Card eGift to use today upon approval.
- Earn a $100 statement credit after you spend $500 on purchases in the first 3 months from account opening.
Rewards
- Earn 5% on card purchases made directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com.
- Earn 2% on card purchases at gas stations and most Disney U.S. locations.
- Earn 2% on card purchases at grocery stores and restaurants.
- Earn 1% on all other card purchases.
Other features
- Choose from more than a dozen designs celebrating Disney storytelling.
- Once you have the card, you can change your design at any time.
- Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99%.
- Save 10% on select purchases at DisneyStore.com when you use your Disney Premier Visa Card.
- Receive 10% off select merchandise purchases at select locations at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Premier Visa Card.
- Receive 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Premier Visa Card.
- You can use Pay Yourself Back® to redeem Rewards Dollars for a statement credit toward airline purchases made directly with the airline with your Disney Premier Visa Card, including airline travel to any destination, on any airline - with no block-out dates.
- There are no block-out dates when redeeming Rewards Dollars.
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- 15% off the non-discounted price of select guided tours at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Premier Visa Card.
- Disney Parks photo opportunities Pose for special photos at our private Cardmember locations at the Disneyland® Resort and Walt Disney World® Resort. Plus, encounter Super Heroes at the Disneyland® Resort. Receive complimentary downloads of your photos.
Additional Notes
Offers may vary depending on where you apply, for example online or in a branch, and can change over time.