Chase
Disney® Visa® Card
No Annual FeeIntro OfferFlat-Rate Rewards
Key Features
| Annual Fee | $0.00 |
| Intro APR | 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99%. |
| Regular APR | 18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR. |
| Network | Visa |
Read the full review
Best for those with
Good Credit
About this card
The Disney Visa Card is a niche product best suited for frequent Disney consumers. While it offers a decent sign-up bonus, no annual fee, special financing on Disney vacations, and some discounts at Disney locations, its regular APR is high and its rewards rate is low. The card’s value is highly dependent on how much a user spends within the Disney ecosystem, making it less attractive to the average consumer. Given the high APR and low rewards rate, the value proposition for general use is limited. I weighted the rewards and APR more heavily to reflect what matters most to most consumers. Overall, the card is fair, with notable limitations that prevent it from being a strong contender in the general rewards card market. Strengths: * No annual fee * Intro APR on Disney vacation packages * Sign-up bonus * Discounts on Disney merchandise and experiences Weaknesses: * High regular APR * Low rewards rate (1% Disney Rewards Dollars) * Limited redemption options (Disney-related products and services)
2.7
Overall Rating
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- Discounts on Disney merchandise and dining
Things to consider
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Get a $100 Disney Gift Card eGift to use today upon approval + earn a $50 statement credit after you spend $500 on purchases in the first 3 months from account opening.
Rewards
- Earn 1% in Disney Rewards Dollars on all card purchases.
Other features
- Special Disney Vacation Financing Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99%.
- 10% savings everyday on shopping with the Disney Visa Card
- Save 10% on select purchases at DisneyStore.com when you use your Disney Visa Card.
- Receive 10% off select merchandise purchases at select locations at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Visa Card.
- Earn 1% in Disney Rewards Dollars on all card purchases with no limits to the amount you can earn.
- 10% off select merchandise purchases Receive 10% off select merchandise purchases at select locations at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Visa Card.
- 10% off select dining locations Receive 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Visa Card.
- 15% off select guided tours Receive 15% off the non-discounted price of select guided tours at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Visa Card.
- Disney Parks photo opportunities Pose for special photos at our private Cardmember locations at the Disneyland® Resort and Walt Disney World® Resort. Plus, encounter Super Heroes at the Disneyland® Resort. Receive complimentary downloads of your photos.
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
- After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
- At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.
- DoorDash Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Your choice of Disney card designs
- Refer Friends if you already have a Disney Visa Card! Earn up to 500 Disney Rewards Dollars per year. You can earn 100 Disney Rewards Dollars for each friend (up to 5) that gets approved for any Disney® Visa® Card. Terms apply.
Ratings
3.9
2.6
3.3
1.8
4.5