American Express
Hilton Honors American Express Card
Key Features
| Annual Fee | $0.00 |
| Sign-up Bonus | 70,000 points + Free Night |
| Rewards Rate | 3x-7x points |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Network | American Express |
About this card
The Hilton Honors American Express Card earns an overall rating of 3.5 out of 5. It is a commendable no-annual-fee travel card, especially for those loyal to the Hilton brand. The card's strengths lie in its lack of an annual fee, decent rewards on Hilton purchases, dining, groceries, and gas, and a valuable sign-up bonus. The absence of foreign transaction fees is also a plus. However, its high APR is a major drawback, and the relatively low redemption value of Hilton points compared to other travel currencies, along with the limited benefits of Silver status, temper the overall value. While it’s a solid card for beginners in the travel rewards space or for those with occasional Hilton stays, the high APR significantly impacts its rating. Given the card's benefits and its target audience, it strikes a good balance as an entry-level travel card.
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Hilton Honors Silver Status
Things to consider
- High regular APR
What this card offers
Sign-up bonuses
- Earn 70,000 Hilton Honors Bonus Points + A Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in the first 6 months of Card Membership. Offer ends 4/15/2026.
Rewards
- 7X POINTS On Hotels & Resorts For eligible purchases made directly with hotels and resorts in the Hilton portfolio.
- 5X POINTS On Dining At U.S. restaurants, including takeout and delivery.
- 5X POINTS On Groceries At U.S. supermarkets.
- 5X POINTS On Gas At U.S. gas stations.
- 3X POINTS For Each Dollar Spent on other eligible purchases.
Other features
- Hilton Honors Silver Status Enjoy even more perks as a Hilton Honors Silver member, like a 20% Bonus on all Base Points, getting you to free nights faster.
- No Foreign Transaction Fees Enjoy every trip abroad with no foreign transaction fees from American Express with the American Express Hilton Honors Card.
- Amex Special Ticket Access Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can't-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events.
- Send & Split With Send & Split, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today. Terms apply.
- Earn More with Amex Offers Card Members can explore the Amex Offers available to add to their eligible Card and earn extra rewards on qualifying purchases made at select brands.
Additional Notes
Know if you're approved with no credit score impact Learn how your credit score may be impacted if you're approved and you accept this Card.