Chase
Iberia Visa Signature Credit Card
TravelAirlineNo Foreign Transaction Fees
Key Features
| Annual Fee | $95.00 |
| Regular APR | 19.24%–27.74% variable APR. |
| Other Fees | No foreign transaction fees |
| Network | Visa |
Read the full review
Best for those with
Good Credit
About this card
After a thorough review of the Iberia Visa Signature Credit Card, including its APR, rewards program, fee structure, and reputation, a 'Fair' overall rating of 2.7 out of 5.0 is warranted. While the card offers a potentially valuable sign-up bonus and elevated rewards for Iberia, British Airways, and Aer Lingus purchases, these benefits are largely offset by the card's high APR, annual fee, and limited rewards earning categories. The card's value is heavily dependent on the cardholder being an Iberia loyalist who can take advantage of the Iberia-specific perks. The Iberia Visa Signature Credit Card is best suited for individuals deeply invested in the Iberia Avios ecosystem. The high APR makes it an expensive card to carry a balance. Overall, this card is a niche product with notable drawbacks.
2.7
Overall Rating
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Airfare discount
- Travel protections
Things to consider
- Annual fee
- High regular APR
- Limited rewards categories
- Requires good or excellent credit
What this card offers
Sign-up bonuses
- Earn 75,000 Bonus Avios
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Rewards
- Earn 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flight purchases.
- Earn 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel.
- Earn 1 Avios for every $1 spent on all other purchases.
Other features
- Get a 10% discount on Iberia flights
- $1,000 Airfare Discount Voucher each calendar year
- Earn a discount voucher of $1,000 to use toward two tickets on the same Iberia flight for each calendar year you make purchases of $30,000 on your card.
- Get a 10% discount on airfare
- Use your Iberia Visa Signature Card to book your flight on the website provided in your welcome materials.
- No foreign transaction fees
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Contactless - Just Tap To Pay
- For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- Spend Instantly
- Apply for a card, use it the same day
- Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay. Find out how at chase.com/digital/spend-instantly.
- DoorDash Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:
- After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No Interest - just a fixed monthly fee with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card activity.
- At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.
- Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.
Ratings
3.9
3.1
3.7
1.5
2.7