Barclays
JetBlue Card
Key Features
| Annual Fee | $0.00 |
| Sign-up Bonus | 10,000 bonus points |
| Rewards Rate | 1x-3x points |
| Intro APR | 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening. |
| Regular APR | Purchases – 19.74% to 29.74%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 19.74% to 29.74%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. 29.99%This APR will vary with the market based on the Prime Rate. |
| Other Fees | Balance Transfer – Either $5 or 5% of the amount of each transfer, whichever is greater. Balance transfer fee: 5% (min. $5). Cash advance and fee: 5% (min. $10). Foreign transaction fee: 0%. The minimum monthly interest charge will be $1.00. |
| Network | Mastercard |
About this card
The JetBlue Card presents a mixed value proposition, leading to an overall rating of 2.8, placing it in the 'Fair' category. Its most significant strengths are its excellent fee structure, boasting a $0 annual fee and no foreign transaction fees (rated 4.2), which makes it highly attractive for travelers and those who prefer to avoid recurring costs. The rewards program, rated 3.2, is decent for a no-annual-fee co-branded card, offering competitive earning rates (3X on JetBlue, 2X on dining/grocery) and flexible redemption options, including statement credits through 'Points Payback'. However, these positives are heavily counterbalanced by severe drawbacks. The APR is a major weakness, rated at a very poor 1.5. The regular APR range (19.74%-29.74%) and cash advance APR (29.99%) are exceptionally high, making this card very expensive for anyone who carries a balance, which quickly negates any rewards or fee savings. Furthermore, the reputation of the issuer, Barclays, is a significant concern, with widespread and consistent complaints about poor customer service, long wait times, and aggressive fraud alerts. The card itself is also generally perceived as 'lackluster' by experts and users compared to its fee-based sibling, the JetBlue Plus Card. While it serves a niche for JetBlue loyalists who diligently pay their balance in full, its high APR and issuer reputation issues prevent it from achieving a higher rating, making it an average card with notable limitations.
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Sign-up bonus available
- Elevated rewards for airline and select spending categories
- No foreign transaction fees
- Airline-specific travel perks and status benefits
Things to consider
- Potentially high regular APR
- High balance transfer fee
- Rewards program primarily tied to a single airline
What this card offers
Sign-up bonuses
- Earn 10,000 bonus points after qualifying purchases
- Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days2
Rewards
- 3X points on eligible JetBlue purchases2
- 2X points at restaurants and eligible grocery stores2
- 1X points on all other purchases2
Other features
- Mosaic status faster Earn toward Mosaic with every purchase2, 3
- No blackout dates That’s any seat, any time, on JetBlue-operated flights3
- Redeem for any seat, any time on JetBlue-operated flights Points required for an Award flight will vary based on the published base fare at the time of booking3
- Points never expire Your points will be ready whenever you are3
- Points pooling Earn & share points with family and friends3
- Cash + Points Short on points (or cash) for that trip? Pay for your flight with almost any combination of dollars and TrueBlue points – starting with as few as 500 points3
- 50% savings on eligible inflight purchases on JetBlue-operated flights2,4
- $0 Fraud Liability protection Means you’re not responsible for unauthorized charges
- No foreign transaction fees on international purchases1
- Points Payback Points Payback allows you to redeem points for a statement credit2
Additional Notes
The JetBlue World Mastercard (JetBlue Card) is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated.