Chase
DoorDash Rewards Mastercard
Key Features
| Annual Fee | $0.00 |
| Sign-up Bonus | Free DashPass for a year |
| Rewards Rate | 1%-4% Cash Back |
| Regular APR | 18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR. |
| Network | Mastercard |
About this card
The DoorDash Rewards Mastercard earns an overall rating of 3.2, placing it in the 'Good' category. This card presents a strong value proposition for a very specific segment of consumers: frequent DoorDash and Caviar users who consistently pay their credit card balance in full each month. Its strengths are undeniable in its fee structure, boasting no annual fee and no foreign transaction fees (4.9/5.0), which are major advantages. The rewards program is also quite strong within its niche, offering excellent cash back rates for DoorDash/Caviar orders (4%) and dining (3%), along with a valuable complimentary DashPass membership (Rewards Rating: 3.5/5.0). The card benefits from the strong reputation and reliability of its issuer, Chase (Reputation Rating: 4.2/5.0). However, the card's most significant drawback is its exceptionally high regular APR, ranging from 18.24% to 29.99% with no introductory APR period (APR Rating: 1.5/5.0). This makes it a very expensive option for anyone who carries a balance, quickly negating any rewards earned. Therefore, while it is an excellent choice for its target audience if used responsibly, the high APR remains a substantial limiting factor for broader appeal and value, preventing it from achieving a higher overall rating.
Pros & Cons
What's great
- No annual fee
- High cashback on dining and delivery
- Cashback on everyday purchases
- No foreign transaction fees
- DashPass membership included
- Travel and purchase protections
- Premium Mastercard benefits
Things to consider
- High regular APR
- No intro APR period
What this card offers
Sign-up bonuses
- Approved applicants receive a free year of DashPass that will auto-renew at $96/yr. Cancel anytime.
- Free DashPass ($96 Value) for a year
Rewards
- Earn 4% Cash back on DoorDash and Caviar orders.
- Earn 3% Cash Back on dining when purchased directly from a restaurant.
- Earn 2% Cash Back on grocery stores online or in-store.
- And, 1% cash back on all other purchases.
Other features
- DashPass Anniversary bonus
- Receive a complimentary DashPass membership ($96 value) every year with $10,000 in annual card spend. DashPass members enjoy $0 delivery fees, reduced service fees, and exclusive benefits on every eligible order. Membership auto renews if you don't have qualifying spend.
- No annual card fee
- Redeem your rewards, your way
- DoorDash and Caviar Orders
- Use your rewards to pay for all or part of your orders at check out.
- Redeem your cash back as a statement credit or direct deposit into your checking or savings account.
- Redeem for gift cards including DoorDash, restaurants and more.
- Contactless – Just Tap To Pay For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- 10% Off One convenience, grocery, alcohol, retail or DashMart order every month - Offer valid through 6/30/2026.
- Mastercard World Elite Benefits
- Immerse yourself in virtual and in-person experiences across your passions with Mastercard Priceless Experiences
- World Elite Concierge A complimentary 24/7 concierge service that acts as a relentless personal assistant. Reserve that perfect table, locate hard-to-find items and more.
- Take advantage of additional benefits like 24/7 concierge services, cell phone protection, exclusive discounts and more -- compliments of Mastercard. For a complete list of offer details, visit mastercard.us/worldelite
- You're covered with built-in benefits
- Fraud Alerts We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
- Automatic Account Alerts Set up personalized alerts to get an email or text when your payment is due, when we receive your payment, when your balance reaches a certain amount, and more.
- Authorized User Maximize your reward-earning potential by adding an authorized user to your account.
- Chase Offers With Chase Offers, you can activate deals on the things you love in the Chase Mobile app or on chase.com.
- Go Paperless Safely access up to 7 years of statements online or with the mobile app. It's more secure, convenient and reduces clutter.
- 24/7 Access to Customer Service Talk to a customer service specialist anytime by calling the number on the back of your card.
- Auto Rental Coverage Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
- Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Trip Cancellation and Interruption Insurance You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
- No foreign transaction fees You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Chase Pay Over time lets eligible Chase customers break up credit card purchases into budget friendly payments.
- After purchase: Pay off an eligible purchase you're already made of $100 or more in smaller, equal monthly payments. No interest- just a fixed monthly fee with plan durations that range from 3-24 months.
- Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through World Mastercard Concierge.
- Cell Phone Protection: Coverage is provided by New Hampshire Insurance Company, an AIG Company. Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage.
- Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.
- Chase Mobile App: Chase Mobile app is available for select mobile devices. Message and data rates may apply.
Additional Notes
DoorDash Rewards Mastercard credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

