Ink Business Preferred® Credit Card

Sign-up bonuses

• Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.

Rewards

• Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year.
• Earn a total of 5x points on Lyft rides through September 30, 2027 with your Chase Ink Preferred card.
• Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn.

Other features

• Complimentary access to DashPass
• Whether you're in need of a team lunch or office supplies, get complimentary access to DashPass with your Chase Ink Business Preferred card. Enjoy $0 delivery fees and reduced service fees on eligible orders for a minimum of one year, when you activate by December 31, 2027. Plus, as soon as you activate your membership, you'll receive up to $10 a month on grocery and retail DoorDash orders.
• Employee cards at no additional cost
• Employee cards let you set individual spending limits and help you earn rewards even faster.
• No foreign transaction fees
• You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
• Transfer Points
• Transfer your Chase Ultimate Rewards points to participating frequent travel programs.
• Travel & purchase coverage
• Guide to Benefits (See your travel and purchase protection details)
• Trip Cancellation and Interruption Insurance If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
• Roadside Assistance If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at time of dispatch.
• Auto Rental Coverage Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
• Cell Phone Protection Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.
• Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
• Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
• Manage your cash flow Make payments using a business credit card to hold onto your money longer.
• Build your business credit As your business grows, you'll need access to more capital. With Ink, your business builds its own credit history.
• Get insights into your business Chase Ink gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.
• Separate business and personal expenses Easily track expenses and maintain records for tax reporting and other business needs. Integrate your Chase Ink credit card with bookkeeping software to simplify accounting.
• Enjoy peace of mind Chase helps keep your accounts safe with account alerts. Choose the alerts you want and how you'd like to receive them.
• Chase Pay Over Time
• Chase Pay Over Time lets eligible Chase business card customers break up credit card expenses into manageable payments. Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
• Cash Back Redeem for cash back as a statement credit to apply toward your balance, or get it directly deposited to most U.S. checking and savings accounts. There are no minimums to redeem your Cash Back rewards points.
• Gift Cards Whether it's for yourself, your clients, or your employees – the choice of where to redeem your business rewards is yours. Chase offers over 150 of your favorite gift card brands, including hotels, office supply stores, electronics and more.
• Apple® Ultimate Rewards Store Boost office productivity with a technology refresh. Use your points to pay for all or part of your Apple purchases through Ultimate Rewards.
• Airline Travel Partners
• Aer Lingus AerClub
• Air Canada Aeroplan
• British Airways Club
• Flying Blue AIR FRANCE KLM
• Iberia Plus
• JetBlue TrueBlue
• Singapore Airlines KrisFlyer
• Southwest Airlines Rapid Rewards®
• United MileagePlus®
• Virgin Atlantic Flying Club
• Hotel Travel Partners
• IHG® One Rewards Club
• Marriott Bonvoy®
• World of Hyatt

Additional Notes

Chase Ink Business Preferred credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.