Chase
Southwest Rapid Rewards® Priority Credit Card
Key Features
| Annual Fee | $229.00 |
| Regular APR | 19.24%-27.74% variable APR. |
About this card
The Southwest Rapid Rewards® Priority Credit Card is a solid card for frequent Southwest flyers. The high rewards rate (especially on Southwest purchases), generous sign-up bonus, and valuable perks like the anniversary points, travel credit, and upgraded boardings make it a compelling option. The reputation of Chase as the issuer is also a positive factor. However, the high APR is a significant drawback, and the annual fee, while partially offset by benefits, still requires careful consideration. The value proposition is heavily tied to Southwest loyalty, making it less attractive to those who prefer more flexible travel rewards. Considering all factors, a 3.4 rating reflects a good card with clear strengths and weaknesses.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Anniversary points
- First checked bag free
- No foreign transaction fees
- Lounge membership
Things to consider
- Annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn 60,000 bonus points after you spend $2,000 in the first 3 months from account opening.
Rewards
- Earn 4 points for each dollar spent on Southwest Airlines purchases.
- Earn 2 points for each dollar spent at gas stations and restaurants.
- Earn 1 point for each dollar spent on all other purchases.
Other features
- First checked bag free.
- 7,500 anniversary points each year.
- Complimentary Preferred seat at booking - Select a Preferred seat at booking, at no additional charge, valued, on average, at $70 round trip, when available.
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. Save up to $70 round trip.
- 7,500 points every year on your Cardmember anniversary.
- Extra Legroom seat upgrade - Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available
- Spend your way to A-List - Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status.
- 10,000 Companion Pass qualifying points boost each year.
- Boarding benefit - Cardmembers and up to 8 additional passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
- 25% back on inflight purchases
- No foreign transaction fees.
- No change fees.
- Unlimited reward seats with no blackout dates or seat restrictions.
- Your points don't expire, a benefit of the Rapid Rewards program.
- Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip,
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Contactless - Just Tap To Pay
- Apply for a card, use it the same day Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay.
- Doordash Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders.
- Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
- After purchase: Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No Interest- just a fixed monthly fee with plan durations that range from 3-24 months.
- At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com.
Additional Notes
This product is available to you if you do not have a current Southwest Rapid Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card and Employee Credit Card products. Seat value based on average seat price for published fares from July 29 to August 28, 2025. Seat price varies based on factors such as destination and demand.

