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TD Bank

TD First Class Visa Signature Credit Card

TravelDiningIntro OfferBalance TransferExcellent CreditAirline

Key Features

Annual Fee$89.00
Sign-up Bonus25,000 bonus miles
Rewards Rate1x-3x First Class miles
Intro APR0% introductory APR for the first 12 billing cycles, for balance transfers made within the first 90 days of account opening. After that, 16.74% variable APR.
Regular APR
16.74% variable APR
After that, 16.74% variable APR.
28.74% variable APR
Other Fees
Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the first 90 days of account opening. After that: Either $5 or 5% of the amount of each transfer, whichever is greater.
$1
$10 or 3% of advance whichever amount is greater
$0
Up to $40
Up to $40
NetworkVisa
Best for those with
Good Credit

About this card

Overall Rating

Pros & Cons

What's great

  • Generous sign-up bonus
  • Intro APR period
  • High rewards rate

Things to consider

  • Annual fee
  • High regular APR
  • High balance transfer fee

What this card offers

Sign-up bonuses

  • Earn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles
  • 25,000 bonus miles equals a $250 statement credit towards travel or dining purchases

Rewards

  • 3X First Class miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining
  • 1X First Class miles on all other purchases – miles never expire as long as your account is open and in good standing

Other features

  • Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases
  • Learn more about the convenience and security of contactless payments
  • Enjoy Visa security on purchases, plus protection against unauthorized charges

Additional Notes

To earn and redeem points, your account must be open and in good standing.

Ratings

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