USAA
USAA Rate Advantage Visa Platinum Credit Card
Balance TransferLow InterestNo Annual FeeIntro OfferNo Foreign Transaction FeesZero Intro APR
Key Features
| Annual Fee | $0.00 |
| Sign-up Bonus | No signup bonus |
| Rewards Rate | Limited rewards |
| Intro APR | 0% Intro APR Annual Percentage Rate for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening, thereafter 10.40% to 24.40% variable regular APR Annual Percentage Rate will apply to introductory balances. Transaction fee of 5%. |
| Regular APR | 10.40% to 24.40% Variable Regular APR No Penalty APR The same variable regular APR Annual Percentage Rate on purchases, balance transfers and cash advances |
| Other Fees | No Foreign Transaction Fees Balance Transfer and Cash Advance fee is 5% of each transaction amount.see note 3 Transaction fee of 5%. |
| Network | Visa |
Best for those with
Good Credit
About this card
Overall Rating
Pros & Cons
What's great
- No annual fee
- Intro APR period
- No foreign transaction fees
Things to consider
- High regular APR
- High balance transfer fee
- No sign-up bonus
- No rewards
What this card offers
Other features
- Our Lowest Rate
- Pay less in interest if you carry a balance from month to month
- The same variable regular APR Annual Percentage Rate on purchases, balance transfers and cash advances
- Rely on us — from secure logons to zero liability for unauthorized transactions.see note 4
- Set up a variety of alerts on your mobile device to stay informed.
- Report a lost or stolen card online or in the app.
- Auto Rental Coverage
- Travel Accident Insurance
- Trip Cancellation and Interruption Coverage
- Baggage Delay and Reimbursement
- Access USAA customer service 24/7 online.
- Take advantage of extended warranty protection on U.S. manufacturers' warranties.see note 5
- Add your card to your phone for fast mobile payments or checkouts.
Additional Notes
Important information: If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.see note 2
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