USAA
USAA Secured Visa Platinum Credit Card
SecuredNo Annual FeeBuilding CreditNo Foreign Transaction FeesFair Credit
Key Features
| Annual Fee | $0.00 |
| Sign-up Bonus | No signup bonus |
| Rewards Rate | 1x Points |
| Regular APR | 26.40% Variable Regular APR No Penalty APR |
| Other Fees | No Foreign Transaction Fees Balance Transfer and Cash Advance fee is 5% of each transaction amount. There is a transaction fee of 5% of the amount of each Balance Transfer, Convenience Check and Cash Advance. The Cash Advance fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account. |
| Network | Visa |
Best for those with
Fair Credit
About this card
Overall Rating
Pros & Cons
What's great
- No annual fee
- No foreign transaction fees
- Reports to major credit bureaus
- May be able to upgrade to an unsecured card
Things to consider
- High regular APR
- No sign-up bonus
- No rewards
- Balance transfer and cash advance fees apply
What this card offers
Other features
- A Visa credit card — not a prepaid or debit card
- A credit limit that could range from $250 to $5,000, backed by an interest-earning security deposit
- Credit card activity reported to three main credit bureaus
- If you use your card responsibly, you may qualify for an upgrade to an unsecured USAA Bank credit card
- Rely on us — from secure logons to zero liability for unauthorized transactions.
- Set up a variety of alerts on your mobile device to stay informed.
- Report a lost or stolen card online or in the app.
- Auto Rental Coverage
- Travel Accident Insurance
- Trip Cancellation and Interruption Coverage
- Baggage Delay and Reimbursement
- Access USAA customer service 24/7 online.
- Take advantage of extended warranty protection on U.S. manufacturers' warranties.
- Add your card to your phone for fast mobile payments or checkouts.
- Available with: Apple Pay, Google Pay, Samsung Pay
Additional Notes
All credit cards subject to approval. Membership eligibility and product restrictions apply and are subject to change.
Ratings
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