Wells Fargo
Wells Fargo Autograph Journey℠ Card
Key Features
| Annual Fee | $95.00 |
| Other Fees | No Foreign Transaction Fee Subject to a $25 deductible. Current fee for a standard service call will be confirmed at the time service is requested. Cardholders are required to pay the service provider for mileage over five miles. Any cash advance fees and interest charges that are associated with your credit card account would apply. |
| Network | Visa |
About this card
The Wells Fargo Autograph Journey Card is a solid travel rewards card that earns a 'Good' rating of 3.9. Its strengths lie in its generous rewards program, particularly the high earning rates on hotel, airline, and dining purchases, along with a valuable sign-up bonus. The $50 annual airline statement credit helps offset the annual fee. The lack of foreign transaction fees and inclusion of travel insurance benefits are strong advantages. However, the card is not without its weaknesses. The $95 annual fee, while mitigated by the statement credit, may deter some users. Additionally, the transfer partner options are more limited than competitors like Chase or Amex. Wells Fargo's reputation could be a concern for some consumers. Overall, the card provides a strong value proposition for frequent travelers who can maximize the bonus categories and statement credit.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Travel insurance
- Statement credit
Things to consider
- Annual fee
What this card offers
Sign-up bonuses
- Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip
Rewards
- 5X points with hotels
- 4X points with airlines
- 3X points on restaurants and other travel
- Plus, earn 1X points on other purchases
Other features
- Plus a $50 annual statement credit with $50 minimum airline purchase
- Worldwide Automatic Common Carrier Travel Accident Insurance
- Lost Baggage Reimbursement
- Trip Cancellation and Interruption Protection
- Auto Rental Collision Damage Waiver
- Travel and Emergency Assistance Services
- No Foreign Transaction Fee
- Cellular Telephone Protection
- Roadside Dispatch®
- Emergency Cash Disbursement and Card Replacement
- Zero Liability Protection
- My Wells Fargo Deals
- Autograph Card Exclusives
- Contactless cards
- Credit Close-Up®
- Visa Signature® Concierge Services
- Visa Signature® Luxury Hotel Collection
- Pay with Rewards
- Redeem for Purchases
- Gift Cards
- Redeem to Account
- Rewards Points Transfer
Additional Notes
Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now to take advantage of this offer. You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 6 months. You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months from the date of the application – even if that account is closed and has a $0 balance.