Wells Fargo
Choice Privileges® Select Mastercard®
Key Features
| Annual Fee | $95.00 |
| Network | Mastercard |
About this card
The Choice Privileges Select Mastercard is a niche card best suited for frequent Choice Hotels customers. Its value hinges on maximizing the 10x points on Choice stays and leveraging the Platinum Elite status benefits. The high APR and annual fee are significant drawbacks, especially for those who may not fully utilize the Choice Privileges program. While the rewards on gas, groceries, and home improvement are decent, they don't compensate for the card's limitations. The card's reputation is solid due to its association with Wells Fargo, but the overall value proposition is weak unless the cardholder is a loyal Choice Hotels customer. For those who are not, other travel or cash-back cards would provide more flexibility and value.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Automatic elite status
- No foreign transaction fees
- Trusted Traveler Program credit
Things to consider
- Annual fee
What this card offers
Sign-up bonuses
- Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels® properties. Additional fees may apply.
Rewards
- 10X Points on stays at participating Choice Hotels® properties plus on Choice Privileges point purchases
- 5X Points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services
- 1X Points on other purchases
Other features
- Anniversary bonus Earn 30,000 bonus points every account anniversary, enough to redeem up to 3 reward nights at Choice Hotels properties. Additional fees may apply.
- Automatic Platinum Elite membership Enjoy the perks of the Platinum Elite status and earn 25% bonus points every time you book and stay at a qualifying Choice® hotel.
- Receive 20 Elite Qualifying Nights guaranteeing you Choice Privileges Platinum Elite status and benefits each calendar year.
- NEW! Fast track your status and rewards Upgrade to higher status and earn rewards faster with points earned using your card on everyday purchases.
- NEW! Introducing Milestone Rewards! Earn rewards more frequently throughout the year - such as bonus points or gift cards.
- Trusted Traveler Program Enroll in a Trusted Traveler Program (such as Global Entry® or TSA PreCheck®) and receive one statement credit up to $120 every four years as reimbursement for the application or renewal fee charged to your Choice Privileges® Select Mastercard®.
- No foreign transaction fee
- Cellular Telephone Protection Get up to $800 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your Choice Privileges® Select Mastercard® (subject to a $25 deductible). Terms apply.
- Mastercard® World Elite benefits Get access to additional security benefits, exclusive offers, concierge, travel & lifestyles services, and more.
Additional Notes
Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now to take advantage of this offer. You may not be eligible for the introductory bonus rewards offer if you opened a Choice Privileges Mastercard Credit Card or a Choice Privileges Select Mastercard Credit Card within the last 15 months from the date of this application, even if that account is closed and has a $0 balance. You may not be eligible for a Choice Mastercard product if you currently have an open Choice Privileges or Choice Privileges Select Mastercard account.