Wells Fargo
One Keytrademark™ Card
Key Features
| Annual Fee | $0.00 |
| Network | Mastercard |
About this card
The Wells Fargo One Key Card is a mixed bag, resulting in a 'Fair' overall rating. Its strengths lie in the 'Fees' aspect with no annual fee and no foreign transaction fees, which is attractive for travelers. The rewards structure is decent for those heavily invested in the Expedia ecosystem, offering 3% back on Expedia, Hotels.com, Vrbo, gas, groceries, and dining. However, the significant limitation of OneKeyCash being redeemable only within the Expedia Group's platforms restricts flexibility. The 'APR' is a major drawback, with the card having a 'high regular APR' as noted in the cons, making it an expensive option for those who carry a balance. The card's reputation is solid within its niche, being a good option for Expedia loyalists. However, the lack of versatility, combined with a high APR, ultimately limits its overall appeal, averaging out to a 'Fair' rating.
Pros & Cons
What's great
- Generous sign-up bonus
- No annual fee
- No foreign transaction fees
- Rewards on gas, groceries, dining and travel
- Travel insurance and protection
Things to consider
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Earn $250old price $300new price in OneKeyCashtrademark™ after you spend $1,000 on purchases in the first 3 months
Rewards
- 3% in OneKeyCash on Expedia, Hotels.com and Vrbo
- 3% at gas stations, grocery stores and on dining
- 1.5% on other purchases
Other features
- No foreign transaction fee
- Use your card when you travel and pay no foreign transaction fees for purchases converted to U.S. dollars.
- Cellular Telephone Protection
- Get up to $1,000 of cell phone protection against damage, theft, or unintended separation. Subject to a $25 deductible.
- Trip Cancellation and Interruption Protection
- Receive reimbursement for the nonrefundable cost of your common carrier fare if your trip is canceled or interrupted for a covered reason.
- Auto Rental Collision Damage Waiver
- Pay for rental transactions with your eligible credit card and receive reimbursement of up to $50,000 if covered damage to or theft of your eligible rental vehicle occurs.
- Travel Accident Insurance
- Get Travel Accident Insurance protection of up to $1,000,000 when you purchase your airline or other common carrier tickets with your eligible credit card.
- Automatic Silver
- With Silver Member Prices, get savings of 15% or more on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year.
- Check if you’re approved with no impact to your credit
Additional Notes
Offer ends April 28, 2026. OneKeyCash is not redeemable for cash and can only be used on Expedia, Hotels.com and Vrbo.