Wells Fargo
Signify Business Cash® Card
Key Features
| Annual Fee | $0.00 |
| Intro APR | 0% introductory APR for 12 months from account opening. |
| Regular APR | After that your variable APR will be 16.74% – 24.74% |
| Other Fees | Lounge visit fees will apply. Lounge fees are subject to change without notice. |
| Network | Mastercard |
About this card
The Signify Business Cash Card is a solid option for business owners seeking a straightforward cash back rewards program. Its strengths lie in the unlimited 2% cash back on all purchases, a generous sign-up bonus, no annual fee, and the ability to add employee cards. These features make it particularly appealing for businesses that value simplicity and predictable rewards. However, the card's high regular APR range is a significant drawback, especially for those who may carry a balance. While the introductory 0% APR is a nice perk, the potential for a 24.74% APR is concerning. Taking into account the positive reputation, the rewards program's value, and the lack of annual fee, balanced against the high APR, results in a 'Good' rating.
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- Intro APR period
- High rewards rate
- Employee cards available
Things to consider
- High regular APR
- Lounge access requires a fee
What this card offers
Sign-up bonuses
- Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
Rewards
- Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
Other features
- You can easily apply the cash rewards you've earned as a statement credit to an eligible account.
- Your rewards don't expire as long as your account remains open.
- Give your employees the power to make purchases for your business and earn more rewards.
- Set employee spending limits, monitor cards, and more — online or in the mobile app.
- Track expenses and employee card purchases with customizable, instant alerts.
- Enjoy the freedom and convenience of secure account access — virtually wherever business takes you.
- Add your Signify Business Cash® Card to your device’s digital wallet for quick, secure payments.
- Save time and make recurring payments with merchants that you pay regularly while turning your business expenses into rewards.
- Built-in protection features ensure that you won’t be held responsible for unauthorized transactions, as long as they’re reported promptly.
- Detection and protection against identity theft, including monitoring, alerts, and expert resolution 24/7/365. Enrollment is required.
- Efficient & expert assistance, 24/ 7 — from arranging business travel or meetings, to recommending restaurants or office equipment upgrades.
- Complimentary membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.
- Get Travel Accident Insurance protection of up to $250,000 when you purchase your airline or other common carrier ticket with your eligible credit card.
- Drive with extra confidence when traveling for business, here or abroad, knowing you're protected against damage to, or theft of, a vehicle rented using your Signify Business Cash® Card.
- You can add employee cards to Signify Business Cash® at no additional cost.
Additional Notes
Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now to take advantage of this offer. This offer is not a guarantee of credit. Credit card is subject to credit qualification.