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Chase

World of Hyatt Credit Card

TravelHotelDiningNo Foreign Transaction Fees

Key Features

Annual Fee$95.00
Regular APR
19.24Min. of (6.75+12.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR.
Other Fees
No foreign transaction fees
NetworkVisa
Read the full review
Best for those with
Good Credit

About this card

The World of Hyatt Credit Card is a solid travel card, particularly for Hyatt loyalists, with a rating of 3.7 out of 5. The card's excellent rewards program, especially the high earning rate at Hyatt properties and the annual free night award, significantly boost its value. The absence of foreign transaction fees is another notable advantage. However, the high APR is a considerable drawback, diminishing its appeal for those who carry a balance. While the $95 annual fee can be easily offset by the annual free night, it's still a factor to consider. Given the strong rewards and benefits, along with a positive reputation and reasonable fees, the card offers a good value proposition for its target audience.

3.7
Overall Rating

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • No foreign transaction fees
  • Automatic elite status
  • Lounge membership

Things to consider

  • Annual fee
  • High regular APR

What this card offers

Sign-up bonuses

  • Earn up to 60,000 Bonus Points
  • 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months of account opening
  • up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent

Rewards

  • Up to 9 total Points per $1
  • 4 Bonus Points per $1 spent on qualifying purchases at Hyatt Hotels.
  • Plus, up to 5 Base Points from Hyatt per eligible $1 spent for being a World of Hyatt member.
  • 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships.
  • Plus, earn 1 Bonus Point per $1 spent on all other purchases.

Other features

  • Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary.
  • Plus, an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 in a calendar year.
  • Receive World of Hyatt Discoverist status for as long as your account is open.
  • You receive 5 qualifying night credits towards your next tier status every calendar year.
  • Earn 2 additional qualifying night credits every time you spend $5,000 on your card.
  • You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
  • For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
  • Baggage Delay Insurance Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
  • Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
  • Trip Cancellation and Interruption Insurance If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
  • Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
  • Auto Rental Coverage Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
  • Visa Concierge Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
  • Get one-year complimentary DashPass, membership for both Doordash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.
  • Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
  • Apply for a card, use it the same day Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay.
  • Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
  • After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
  • At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time.
  • Points don't expire as long as your World of Hyatt Credit Card account is open.

Additional Notes

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Ratings

4.7
4.5
2.7
1.3
3.7
World of Hyatt Credit Card Review | Creditminds