Barclays
Wyndham Rewards Earner® Business Card
Key Features
| Annual Fee | $95.00 |
| Intro APR | 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases |
| Regular APR | Purchases – 19.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. Balance transfers – 19.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. APR for cash advances 29.74%. This APR will vary with the market based on the Prime Rate. |
| Other Fees | Balance transfer fee – Either $5 or 3% of the amount of each transfer, whichever is greater. The minimum monthly interest charge will be $1. Cash advance fee: 3% (min. $10). Foreign transaction fee: 0%. |
| Network | Visa |
About this card
The Wyndham Rewards Earner® Business Card is a niche product best suited for business owners who are already loyal to the Wyndham Rewards program. Its strengths lie in the generous rewards for Wyndham stays and gas purchases, the automatic Diamond elite status, and the absence of foreign transaction fees. However, the card's value is heavily dependent on Wyndham stays, and the high APR can be a significant drawback for those who carry a balance. While the annual fee is moderate, it needs to be offset by frequent Wyndham stays and/or significant gas purchases to make the card worthwhile. The mixed reputation of Barclays customer service also factors into the overall rating. Overall, a decent card for a specific audience, but not a top-tier choice for everyone.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on some categories
- Automatic elite status
- No foreign transaction fees
Things to consider
- Annual fee
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Earn 45,000 bonus points, enough for up to 6 free nights
- Earn 45,000 bonus points after spending $3,000 on purchases and paying the annual fee in full, both within the first 90 days.
Rewards
- Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.
- Earn 5 points per $1 spent on marketing, advertising and utility purchases.
- Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments).
- Receive 15,000 bonus points each anniversary year—that’s enough for up to two free nights at participating properties.
Other features
- Complimentary Employee Cards offer you more control over business expenses and improved tracking by adding employees to your account at no additional cost.
- No foreign transaction fees on international purchases.
- $0 Fraud Liability protection.
- Visa SavingsEdge turns qualifying business purchases into savings. Visit visasavingsedge.com for details.
- Extended Warranty protection provides valuable features that help you manage, use, and extend the warranties for eligible item purchases.
- Contactless Technology – Use Tap to Pay for faster, easier, contactless purchasing.
- Automatically receive a Wyndham Rewards DIAMOND member level and enjoy perks like suite upgrades, welcome amenity at check-in, and more.
- Wyndham Rewards Earner Business Cardmembers can save even more on our Standard Rate at participating Hotels by Wyndham.
- There is no limit to the number of points you can earn.
- Redeem 10% fewer Wyndham Rewards points when you book free nights.
- Redeem your points for free nights at participating Wyndham Rewards properties, online shopping, gift cards and so much more.
Additional Notes
Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere.