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Debt-to-Income Ratio: What It Is & Why It Matters

Your debt-to-income ratio is a key factor in your financial health. Learn how lenders use it to make decisions and how to calculate and improve your debt-to-income ratio.

Updated on Apr 9, 2026
7 minute read
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Your debt-to-income ratio is a key factor in your financial health. Learn how lenders use it to make decisions and how to calculate and improve your debt-to-income ratio.