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Hard vs Soft Credit Inquiry: What's the Impact?

Do you know the difference between a hard vs soft credit inquiry, and how each one affects your credit score? Learn how these credit checks work and how to manage them.

Updated on Apr 2, 2026
5 minute read
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Do you know the difference between a hard vs soft credit inquiry, and how each one affects your credit score? Learn how these credit checks work and how to manage them.