Amazon Prime Visa: Get a $150 Gift Card Instantly

For loyal Amazon shoppers, finding a credit card that rewards your spending is key, and the **Amazon Prime Visa** from Chase has long been a popular choice. Now, the card is even more appealing with a new welcome offer: a **$150 Amazon gift card** that's loaded into your account instantly upon approval. Unlike many card bonuses, this one has no minimum spending requirement, making it one of the most straightforward and valuable sign-up offers available today. ## Rewards and Earning Rates The Prime Visa's core appeal is its generous rewards structure, designed specifically for those who frequently shop with Amazon and its affiliated brands. Cardholders earn an unlimited **5% back** on all purchases at Amazon.com, Amazon Fresh, and Whole Foods Market. This high earning rate also extends to travel booked through the Chase Travel℠ portal. Beyond the Amazon ecosystem, the card offers solid returns on everyday spending. You’ll earn **2% back** at gas stations, restaurants, and on local transit and commuting, which includes rideshare services. All other purchases earn **1% back**. For a limited time, cardholders can also find special offers to earn as much as **10% back** on select rotating product categories and items from Amazon. All rewards are earned as points that can be redeemed at checkout on Amazon at a simple rate of 1 cent per point. ## Card Costs and Requirements One of the best features of the Amazon Prime Visa is that it has **no annual fee**. However, there's one important prerequisite: you must have an active [Amazon Prime membership](https://www.cnn.com/cnn-underscored/deals/amazon-prime-membership-2025-06-16), which currently costs **$139 per year**. If you already pay for Prime, the card is a fantastic way to maximize your membership value. You can also share the card with other members of your Amazon Family account, allowing them to earn the same 5% back on their Amazon purchases. ## Prime Visa Benefits and Protections Beyond its rewards program, the Prime Visa comes packed with valuable benefits and protections offered through the Visa Signature network. These perks can save you money and provide peace of mind on purchases big and small. - **Purchase Protection:** Covers your new purchases against damage or theft for **120 days**, up to **$500 per claim**. - **Extended Warranty Protection:** Adds an extra year to a U.S. manufacturer's warranty of three years or less. - **Travel Insurance:** The card includes several travel protections, including baggage delay insurance that reimburses you for essentials like toiletries up to **$100 a day for three days** if your luggage is delayed by more than six hours. It also includes lost luggage reimbursement of up to **$3,000 per passenger** and travel accident insurance. - **Auto Rental Coverage:** Provides *secondary* collision damage waiver coverage, which can help cover costs for theft or damage to a rental car after your primary insurance has been used. - **No Foreign Transaction Fees:** You won’t pay any extra fees for making purchases outside of the United States, making it a great card to take on international trips. ## Is the Prime Visa Right for You? For frequent shoppers at Amazon and Whole Foods, the Amazon Prime Visa is hard to beat. The 5% return at Whole Foods makes it one of the [best cards for grocery shopping](https://www.cnn.com/cnn-underscored/money/best-credit-card-for-groceries), and the new **$150 instant gift card** makes it an even more compelling choice right now. The combination of high rewards rates on relevant categories, no annual fee, and strong consumer protections makes it a top-tier retail credit card. However, if your spending is spread across various retailers and you're not an Amazon loyalist, you might be better served by a general-purpose cash-back card. An excellent alternative is the [Citi Double Cash® Card](https://www.cnn.com/cnn-underscored/money/citi-double-cash-card-review), which offers a straightforward 2% cash back on all purchases (1% when you buy, plus an additional 1% as you pay).