Last Chance: Chase Sapphire Preferred 100k Offer Via Referral
Did you miss the incredible Chase Sapphire Preferred 100k offer? While the public bonus is gone, a unique loophole through referral links means this coveted deal might still be within your reach. Find out how to potentially snag 100,000 points before this opportunity disappears for good.
If you're kicking yourself for missing out on the massive 100,000-point welcome bonus for the Chase Sapphire Preferred® Card, you might have a second chance. While the public offer officially ended on July 30, dropping to the current bonus of 75,000 points, some applicants are still finding a backdoor to the higher offer. A quirk in Chase’s referral system means that some personal referral links are still generating the expired Chase Sapphire Preferred 100k offer.
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The Referral Link Loophole
It appears that not all referral links were updated immediately when the public bonus changed. We've confirmed that several personal referral links are still showing the elevated welcome offer of 100,000 bonus points. The spending requirement remains the same: you must spend $5,000 on purchases in the first three months from account opening to earn the bonus.
There's no telling how long this opportunity will last. Chase could update these remaining links at any time, so if you're interested in applying, time is of the essence.
For Cardholders: Earning a Referral Bonus
If you're an existing Chase Sapphire Preferred cardholder, this is also great news for you. You can earn a significant bonus by helping a friend or family member sign up. For each successful referral who is approved for the card, you'll earn 15,000 bonus points.
To get started, you can generate your unique Chase Sapphire Preferred referral link by visiting Chase's "Refer-A-Friend" page. Keep in mind that Chase caps the number of referral points you can earn from your Sapphire-branded cards. You can earn a maximum of 100,000 bonus points per calendar year from referrals across both the Sapphire Preferred and the Chase Sapphire Reserve®.
For Applicants: How to Use a Referral Link
If you don't have a friend with a referral link, you can often find them shared in online communities, forums, or in the comments sections of personal finance articles. If you find and use a link, it's good etiquette to let others know it has been used. A simple way to do this is to give the comment sharing the link a "thumbs up" or a "like."
To ensure the person referring you receives their bonus, be mindful of how many people have already used a specific link. Chase's referral page FAQs state that if 10 or more people use a single referral URL within a month, the referrer may not receive any bonus points for that month. As a courtesy, we recommend you do not use a link if the comment already has seven or more likes, as this helps prevent the referrer from losing out on their well-deserved bonus.
Conclusion and Next Steps
Although the widely advertised 100,000-point bonus is no longer publicly available, the Chase referral program is providing a temporary workaround for savvy applicants. If you've been waiting for the best deal on the Chase Sapphire Preferred, your best bet is to find a valid referral link as soon as possible. For current cardholders, now is the perfect time to generate and share your referral link to earn a valuable bonus of your own.