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Review

American Express Blue Cash Preferred® Card Review: Top Cash Back for Everyday Spending

Earning up to 6% cash back on groceries and streaming, the Blue Cash Preferred® Card is a top contender for families. Is this Amex the right fit for your everyday spending?

Annual Fee$95.00
Regular APR
then a variable APR, 19.49% to 28.49%.
Intro APR0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 19.49% to 28.49%.
Rewards Rate1%-6% Cash Back
Sign-up BonusUp to $300 Cash Back

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • Intro APR period
  • High rewards rate
  • Cashback on purchases

Things to consider

  • Annual fee
  • High regular APR
  • Limited rewards categories

Benefits

Drawbacks

Decision Guidance

Summary

The Blue Cash Preferred Card is an excellent choice for consumers, meriting an overall rating of 4.3. The card's strengths lie in its exceptional rewards program, particularly the high cash-back rates on groceries and streaming services, aligning wel...