Review
American Express Business Gold Card Review: Big Rewards on Top Business Spending
Looking for a business card that adapts to your spending? The Amex Business Gold card offers 4X points on your top two spending categories, plus valuable credits, making it a strong contender for maximizing rewards.
American Express
Business Gold Card
| Annual Fee | $375.00 |
| Sign-up Bonus | Up to 200,000 Membership Rewards Points |
| Rewards Rate | 1x-4x Membership Rewards Points |
| Regular APR | APR on purchases will be a variable rate, 17.74% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening. |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on business categories
- Cashback on purchases
- Travel rewards
- No personal credit score impact for application
Things to consider
- High annual fee
- High spending requirement for bonus
- No intro APR period
- High regular APR
Benefits
Drawbacks
Decision Guidance
Summary
The American Express Business Gold Card is a solid card with some notable strengths and weaknesses, meriting an overall rating of 3.4. Its most significant strength lies in the flexible and potentially lucrative rewards program, offering 4x points on...