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Review

Delta SkyMiles® Reserve American Express Card Review: Elite Status and Premium Delta Perks

This Delta SkyMiles® Reserve American Express Card review explores how this premium card delivers elite status and luxury perks for dedicated Delta flyers. Discover if its high annual fee is justified by extensive travel benefits.

Annual Fee$650.00
Sign-up BonusUp To 125,000 Bonus Miles
Rewards Rate1X-3X Miles
Regular APR
APR: 19.49% to 28.49% variable APR on purchases.
Other Fees
The annual fee for each Additional Delta SkyMiles Reserve American Express Card is $175.
There is no annual fee for Additional Delta SkyMiles Platinum American Express Cards.

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate on airline purchases
  • Extensive travel benefits including lounge access and companion certificate
  • Statement credits for travel and lifestyle purchases
  • Comprehensive travel and purchase protections
  • No foreign transaction fees

Things to consider

  • High annual fee
  • High regular APR
  • Limited rewards categories for everyday spending

Benefits

Drawbacks

Decision Guidance

Summary

The Delta SkyMiles® Reserve American Express Card receives a 'Fair' overall rating of 2.2. This card is a highly specialized product, exclusively designed for extremely loyal and frequent Delta Air Lines travelers who can consistently maximize its ex...