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Review

American Express Hilton Honors American Express Card Review: Earn Hilton Rewards Without an Annual Fee

Looking for a card that boosts your travel without costing a dime? Our review dives into how the Hilton Honors American Express Card helps you earn impressive rewards and enjoy elite perks on everyday spending, all with no annual fee.

Annual Fee$0.00
Sign-up Bonus100,000 Hilton Points + $100 Credit
Rewards Rate3X-7X Hilton Honors Bonus Points
Regular APR
APR: 19.49% to 28.49% variable APR on purchases.
Other Fees
No Foreign Transaction Fees

Overview

Pros & Cons

What's great

  • No annual fee
  • Generous sign-up bonus
  • High rewards rate on hotel and everyday spending categories
  • No foreign transaction fees
  • Automatic elite status with hotel chain
  • Includes travel and purchase protections

Things to consider

  • High regular APR
  • No introductory APR period

Benefits

Drawbacks

Decision Guidance

Summary

The Hilton Honors American Express Card earns a 'Good' overall rating of 3.6 out of 5.0. This card presents a compelling value proposition, especially for its target audience of Hilton loyalists and those seeking a no-annual-fee travel card. Its stro...