Review
American Express Hilton Honors Surpass® Card Review: Ideal for Hilton Loyalists
If you're a Hilton enthusiast, the Hilton Honors American Express Surpass® Card could be your ticket to rewards. Enjoy high points on Hilton stays and everyday spending, plus perks that make the $150 annual fee worth it.
American Express
Hilton Honors American Express Surpass® Card
| Annual Fee | $150.00 |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Rewards Rate | 3x-12x points |
| Sign-up Bonus | 130,000 points + free night |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Automatic elite status
- Luxury perks
Things to consider
- Annual fee
- High regular APR
Benefits
Drawbacks
Decision Guidance
Summary
The Hilton Honors American Express Surpass® Card is a good travel card, especially beneficial for Hilton loyalists. The rewards program is strong, offering 12x points on Hilton purchases and 6x points on everyday spending categories like dining, groc...