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Review

bank-of-america Atmos™ Rewards Summit Visa Infinite® Credit Card Review: Premium Travel Rewards for Airline Loyalists

Frequent flyers, take note! The Atmos™ Rewards Summit card woos travelers with a huge bonus and perks for Alaska and Hawaiian Airlines, but is it worth the $395 annual fee?

Annual Fee$395.00
Regular APR
Standard APR 19.49% - 27.49% variable
Intro APRNone
Rewards Rate1x-3x points; 10% rewards bonus
Sign-up Bonus80,000 bonus points and companion award
Other Fees
Balance Transfer Fee 4% of each transaction
No foreign transaction fees

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • No foreign transaction fees
  • Luxury perks
  • Lounge membership

Things to consider

  • High annual fee
  • High regular APR

Benefits

Drawbacks

Decision Guidance

Summary

The Atmos™ Rewards Summit Visa Infinite® Credit Card receives an overall rating of 2.7 out of 5.0. This assessment considers the card's strengths in rewards and reputation against its significant weaknesses in APR and fees. The robust rewards program...