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Review

Bank of America Atmos Rewards Summit Visa Infinite Credit Card Review: Premium Perks for Frequent Travelers

Explore the Atmos Rewards Summit Visa Infinite Credit Card to see if its premium travel perks, including a generous welcome offer and annual companion award, justify its $395 fee. Our review helps frequent flyers determine if this card offers the right value for their adventures.

Annual Fee$395.00
Sign-up Bonus125,000 points and 50% flight discount
Rewards Rate1x-3x Points
Intro APRNone
Regular APR
Standard APR 19.49% - 27.49% variable
Other Fees
Balance Transfer Fee 5% of each transaction
No foreign transaction fees

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate on specific categories
  • No foreign transaction fees
  • Luxury travel perks and concierge services
  • Airline-specific benefits like free checked bags and lounge passes
  • Annual companion award and status boost potential

Things to consider

  • High annual fee
  • No intro APR period
  • High regular APR
  • High balance transfer fee

Benefits

Drawbacks

Decision Guidance

Summary

The 'Atmos Rewards Summit Visa Infinite Credit Card' receives an overall rating of 0.0, which signifies 'Very Poor' and 'not recommended'. This rating is primarily driven by the critical finding from the reputation analysis that there is no evidence...