Review
BankAmericard® Credit Card Review: Long Intro APR for Purchases and Balance Transfers
Interested in a credit card that helps you save money on interest? Then explore our review of the BankAmericard® Credit Card, known for its long 0% intro APR on purchases and balance transfers.
Bank of America
BankAmericard® Credit Card
| Annual Fee | $0.00 |
| Sign-up Bonus | No signup bonus |
| Rewards Rate | No rewards |
| Intro APR | Introductory 0% APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. |
| Regular APR | 14.99% - 25.99% variable |
| Other Fees | Balance Transfer Fee 5% of each transaction |
Overview
Pros & Cons
What's great
- No annual fee
- Long intro APR period
- No penalty APR
- Fraud protection
Things to consider
- No sign-up bonus
- No rewards program
- High balance transfer fee
- High potential regular APR
Benefits
Drawbacks
Decision Guidance
Summary
The BankAmericard® Credit Card is primarily valuable for its introductory 0% APR period on purchases and balance transfers. The absence of an annual fee and the no-penalty APR feature are also positive attributes. However, the card lacks any ongoing...