Review
bank-of-america Royal ONE Plus™ Visa Signature® Credit Card Review: Top Rewards for Loyal Cruisers
Is the Royal ONE Plus™ Visa Signature® Credit Card your ticket to exceptional cruise rewards? Unpack its generous points, valuable travel perks, and a significant sign-up bonus to see if it's right for your voyages with Royal Caribbean, Celebrity, or Silversea.
Bank of America
Royal ONE Plus™ Visa Signature® Credit Card
| Annual Fee | $99.00 |
| Sign-up Bonus | 70,000 bonus points |
| Rewards Rate | 4x Points |
| Intro APR | None |
| Regular APR | Standard APR 17.49% - 27.49% variable |
| Other Fees | Balance Transfer Fee 5% of each transaction |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Luxury perks
- Travel perks
Things to consider
- Annual fee
- No intro APR period
- High regular APR
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Royal ONE Plus™ Visa Signature® Credit Card earns a 'Good' overall rating of 3.7 out of 5.0. This card is a highly specialized product that excels brilliantly for its specific target audience: frequent cruisers of Royal Caribbean, Celebrity Cruis...