Review
Bank of America Royal ONE™ Visa Signature® Credit Card Review: No-Fee Rewards for Cruise Enthusiasts
Thinking about your next Royal Caribbean, Celebrity Cruises, or Silversea adventure? Our review of the no-fee Royal ONE™ Visa Signature® Credit Card reveals how its tailored rewards can score you significant savings and perks on your voyages.
Bank of America
Royal ONE™ Visa Signature® Credit Card
| Annual Fee | $0.00 |
| Sign-up Bonus | 45,000 bonus points, $450 value |
| Rewards Rate | 1x-3x Points |
| Intro APR | None |
| Regular APR | Standard APR 17.49% - 27.49% variable |
| Other Fees | Balance Transfer Fee 5% of each transaction |
Overview
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Luxury perks
Things to consider
- High regular APR
- No intro APR period
- Limited rewards categories
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Royal ONE™ Visa Signature® Credit Card earns a 'Good' overall rating of 3.8 out of 5.0. This card presents a compelling value proposition for its specific target audience: loyal customers of Royal Caribbean, Celebrity Cruises, and Silversea. Its...