Review
Barclays Capital Vacations® World Mastercard® Review: Maximize Rewards on Timeshare Spending
Maximize timeshare rewards with the Capital Vacations® World Mastercard®! Earn 5X rewards on Capital Vacations purchases and 2X on travel and gas, plus enjoy no foreign transaction fees.
| Annual Fee | $0.00 |
| Regular APR | APR for purchases 19.24% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 19.24% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. APR for cash advances 29.74% variable. This APR will vary with the market based on the Prime Rate. |
| Intro APR | 0% promotional APR on all Qualifying Capital Vacations Club down payment purchases for 6 billing cycles from the transaction date. 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. |
| Rewards Rate | 1x-5x Rewards |
| Sign-up Bonus | 5,000 Bonus Rewards |
| Other Fees | Balance transfer – Either $5 or 5% of the amount of each transfer, whichever is greater. Balance transfer fee Either $5 or 5% of the amount of each transfer, whichever is greater. Balance transfer fee: 5% (min. $5). Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. The minimum monthly interest charge will be $0.50. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Sign-up bonus
- No foreign transaction fees
Things to consider
- High regular APR
- High balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Capital Vacations® World Mastercard® receives an overall rating of 2.3 out of 5.0. This rating reflects a card with a niche appeal and several limitations, balancing a few positive aspects against more significant drawbacks. The card's strengths...