Review
Barclays Carnival® World Mastercard® Review: Cruise Perks for Carnival Loyalists
If you're a Carnival Cruise Line enthusiast, the Carnival® World Mastercard® could be your ticket to onboard perks and discounts! Read our review to find out if the rewards and benefits align with your cruising habits.
| Annual Fee | $0.00 |
| Regular APR | Purchases – 18.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. After that, your APR for your “Qualifying Carnival Cruise Purchase” will be 18.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. After that (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 18.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. APR for cash advances 29.74% variable |
| Intro APR | 0% Promotional APR for 6 billing cycles from the transaction date on all “Qualifying Carnival Cruise Booking Purchases.” After that, your APR for your “Qualifying Carnival Cruise Purchase” will be 18.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. 0% Introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 18.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. |
| Rewards Rate | 1x-2x Fun Points |
| Sign-up Bonus | 20,000 Fun Points |
| Other Fees | Balance transfer – Either $5 or 5% of the amount of each transfer, whichever is greater. The minimum monthly interest charge will be $.50. Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 0%. |
Overview
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- Intro APR period
- No foreign transaction fees
- Bonus rewards on Carnival purchases
- Bonus rewards on dining and groceries
Things to consider
- High regular APR
- High balance transfer fee
- Limited rewards categories
Benefits
Drawbacks
Decision Guidance
Summary
The Carnival World Mastercard is a niche card best suited for frequent Carnival cruise takers. Its strengths lie in the absence of an annual fee, a decent sign-up bonus, and the ability to earn double points on Carnival purchases, dining and grocerie...