Review
Barclays Wyndham Rewards Earner® Card Review: Free Wyndham Stays, No Annual Fee
Searching for free Wyndham stays without an annual fee? Our review uncovers how the Wyndham Rewards Earner® Card delivers generous rewards on hotel stays, gas, and everyday spending, plus valuable travel perks.
| Annual Fee | $0.00 |
| Sign-up Bonus | Up to 75,000 bonus points |
| Rewards Rate | 1x-5x Points |
| Intro APR | Timeshare Purchases – 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases (See Terms and Conditions for details). Balance Transfers – 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. |
| Regular APR | Purchases – 19.24% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. Timeshare Purchases – After that, your APR will be 19.24% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. Balance Transfers – After that (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 19.24% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. APR for cash advances – 29.99%. This APR will vary with the market based on the Prime Rate. |
| Other Fees | Balance transfers – Either $5 or 5% of the amount of each transfer, whichever is greater. Balance transfer fee: 5% (min. $5). Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. The minimum monthly interest charge will be $1.00. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Automatic elite status
Things to consider
- High regular APR
- High balance transfer fee
- Limited rewards categories
Benefits
Drawbacks
Decision Guidance
Summary
The Wyndham Rewards Earner® Card stands out as an excellent option within the no-annual-fee travel rewards credit card category, earning an overall rating of 4.2 out of 5.0. Its strengths are exceptionally strong for a card with no annual fee, making...