Review
Barclays Xbox Mastercard Review: Maximize Rewards on Xbox and Microsoft Purchases
If you're an avid Xbox gamer, the Xbox Mastercard could be your new best friend. Earn serious rewards on digital games and subscriptions, and even personalize your card with your gamertag!
Barclays
Xbox Mastercard
| Annual Fee | $0.00 |
| Regular APR | 19.24% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. After that, (and for balance transfers that do not post within 45 days of account opening) your APR will be 19.24% to 29.99%, based on your creditworthiness and other factors.This APR will vary with the market based on the Prime Rate. 29.99%.This APR will vary with the market based on the Prime Rate. |
| Intro APR | 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening. |
| Rewards Rate | 1x-5x card points |
| Sign-up Bonus | 5,000 bonus card points |
| Other Fees | Balance transfer fee Either $10 or 5% of the amount of each transfer, whichever is greater. The minimum monthly interest charge will be $1. Cash advance fee: 5% (min. $10). Foreign transaction fee: 3%. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Sign-up bonus
- Rewards on purchases
Things to consider
- High regular APR
- Foreign transaction fees apply
- Balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Xbox Mastercard is a niche card with mixed strengths and weaknesses, resulting in an overall rating of 2.9. Its main appeal lies in its rewards program tailored to Xbox enthusiasts, offering accelerated earnings on Microsoft Store purchases and s...