Review
Barclays Barnes & Noble Mastercard® Review: Excellent Rewards for Book Lovers
If you're a bookworm, the Barnes & Noble Mastercard® could be your next favorite companion! Earn rewards on your reading habit and more with this card—but is it the right fit for you?
| Annual Fee | $0.00 |
| Regular APR | 17.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 17.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. 29.74%. This APR will vary with the market based on the Prime Rate. |
| Intro APR | 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. |
| Rewards Rate | 1x-5x points |
| Sign-up Bonus | $25 Barnes & Noble Gift Card |
| Other Fees | Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 3%. The minimum monthly interest charge will be $0.50. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Sign-up bonus
- Rewards on purchases
Things to consider
- High regular APR
- Foreign transaction fees apply
- Balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Barnes & Noble Mastercard is a niche card that is only truly valuable for frequent Barnes & Noble shoppers. While it offers a solid 5% back at Barnes & Noble and 2x points at restaurants, the high APR range (17.49% - 29.49%) and foreign transacti...