Review
Chase Freedom Flex® Credit Card Review: Maximize Cash Back Without an Annual Fee
Looking for a no-annual-fee card that still packs a punch? The Chase Freedom Flex® offers rotating 5% cash back categories and other bonus rewards, making it a strong contender for your wallet.
| Annual Fee | $0.00 |
| Regular APR | After the intro period, a variable APR of 18.24%-27.74%. |
| Intro APR | 0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 18.24%-27.74%. Balance transfer fee applies, see pricing and terms for more details. |
| Rewards Rate | 1%-5% Cash Back |
| Sign-up Bonus | $200 bonus |
| Other Fees | Balance transfer fee applies, see pricing and terms for more details. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- Cashback on purchases
- Rotating bonus categories
Things to consider
- High regular APR
- Balance transfer fee
Benefits
Drawbacks
Decision Guidance
Summary
The Chase Freedom Flex earns an overall rating of 4.3 out of 5.0. This assessment is based on a synthesis of its excellent rewards program, reasonable fee structure, and very positive reputation. The card's strengths lie in its high cash-back earning...