Review
Chase Freedom Unlimited® Credit Card Review: Great Cash Back With Ultimate Rewards Flexibility
Looking for a simple cash-back card that offers more? The Chase Freedom Unlimited® earns bonus rewards on dining, drugstores, and travel, plus unlocks the power of Chase Ultimate Rewards points.
| Annual Fee | $0.00 |
| Regular APR | After the intro period, a variable APR of 18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99%. |
| Intro APR | 0% intro APR for 15 months from account opening on purchases and balance transfers. |
| Rewards Rate | 1.5%-5% Cash Back |
| Sign-up Bonus | $250 bonus |
| Other Fees | Balance transfer fee applies, see pricing and terms for more details. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- Cashback on purchases
- Rewards on dining, drugstores, and travel
Things to consider
- High regular APR
- Balance transfer fee applies
- Limited rewards categories
Benefits
Drawbacks
Decision Guidance
Summary
The Chase Freedom Unlimited card is an excellent no-annual-fee credit card that provides significant value through its rewards program and flexible redemption options. Its reputation is strong, supported by positive reviews from major financial publi...