Review
Chase IHG One Rewards Premier Credit Card Review: Elite Status and Free Nights for IHG Loyalists
Uncover why the IHG One Rewards Premier Credit Card is a must-have for IHG loyalists. This review reveals how it delivers elite status, generous points, and free nights that easily offset its annual fee, making it a powerful travel companion.
| Annual Fee | $99.00 |
| Sign-up Bonus | Up to 185,000 Bonus Points |
| Rewards Rate | Up to 26X Points |
| Regular APR | 19.24Min. of (6.75+12.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR. |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on hotel stays and common spending categories
- No foreign transaction fees
- Automatic elite status and pathway to higher status with hotel chain
- Valuable travel and hotel benefits including free night and travel credits
Things to consider
- Annual fee applies
- High regular APR
Benefits
Drawbacks
Decision Guidance
Summary
The IHG One Rewards Premier Credit Card earns an overall rating of 4.4 out of 5.0, classifying it as an 'Excellent' credit card. This rating reflects its outstanding value proposition for its target audience: frequent IHG travelers and points enthusi...