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Review

Chase Ink Business Cash® Credit Card Review: High Cash Back for Business, Zero Annual Fee

Our review reveals why the Ink Business Cash® Credit Card is a top choice for small businesses, offering incredible cash back in essential categories, a generous welcome bonus, and no annual fee. Discover how this card can maximize your business rewards.

Annual Fee$0.00
Sign-up Bonus$750 bonus cash back
Rewards Rate1%-5% cash back
Intro APR0% intro APR for 12 months from account opening on purchases.
Regular APR
After that, 16.74%–24.74% variable APR.

Overview

Pros & Cons

What's great

  • No annual fee
  • Introductory APR period for purchases
  • Generous sign-up bonus
  • High rewards rate in bonus categories
  • Cashback on purchases
  • No-cost employee cards available

Things to consider

  • High regular APR
  • Bonus rewards categories have spending caps

Benefits

Drawbacks

Decision Guidance

Summary

The Ink Business Cash® Credit Card earns an impressive overall rating of 4.4 out of 5.0, placing it firmly in the 'Excellent' category. This rating reflects its outstanding value proposition for small businesses, primarily driven by its exceptional r...