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Review

Chase Instacart Mastercard® Review: Earn Big Rewards on Groceries

If you're an Instacart devotee, the Instacart Mastercard® could be your ticket to significant rewards, offering a whopping 5% cash back on all Instacart purchases. Read on to find out if it's a fit for your lifestyle!

Annual Fee$0.00
Regular APR
18.24%–27.74% variable APR.
Rewards Rate1%-5% Cash Back
Sign-up Bonus$50 Instacart credit

Overview

Pros & Cons

What's great

  • No annual fee
  • Generous sign-up bonus
  • Cashback on purchases
  • No foreign transaction fees

Things to consider

  • High regular APR
  • Limited rewards categories

Benefits

Drawbacks

Decision Guidance

Summary

The Instacart Mastercard is a solid card with some notable strengths and weaknesses. Its greatest strength is the rich 5% cashback for Instacart purchases, making it a must-have for heavy users. The lack of an annual fee and no foreign transaction fe...