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Review

Chase Instacart Mastercard® Review: Essential for Frequent Instacart Shoppers

Discover if the Instacart Mastercard® is your perfect match for maximizing grocery delivery savings. This review dives into its impressive 5% cash back on Instacart and travel, a $50 credit, and other perks—all with no annual fee.

Annual Fee$0.00
Sign-up Bonus$50 Instacart credit
Rewards Rate1%-5% Cash Back
Regular APR
18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR.

Overview

Pros & Cons

What's great

  • No annual fee
  • High rewards rate
  • Cashback on purchases
  • Sign-up bonus
  • No foreign transaction fees

Things to consider

  • High regular APR
  • Limited high rewards categories

Benefits

Drawbacks

Decision Guidance

Summary

The Instacart Mastercard is a solid and appealing card, particularly for its target audience of frequent Instacart users who pay their balances in full. It earns a 'Good' rating of 3.7, balancing its exceptional fee structure and strong targeted rewa...