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Review

Chase Sapphire Preferred® Credit Card Review: Highly Rewarding, Flexible Travel Rewards

Explore why the Chase Sapphire Preferred continues to be a favorite for travel enthusiasts. Our review details its substantial welcome bonus, powerful earning rates, and flexible Ultimate Rewards points, showing how to maximize your travel value.

Annual Fee$95.00
Sign-up Bonus75,000 bonus points
Rewards Rate1x-5x points
Regular APR
19.24%–27.49% variable APR.

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate on popular spending categories
  • No foreign transaction fees
  • Valuable point transfer partners
  • Comprehensive travel and purchase protections
  • Annual travel credit and additional perks

Things to consider

  • Annual fee applies
  • High regular APR

Benefits

Drawbacks

Decision Guidance

Summary

The Chase Sapphire Preferred Credit Card earns an overall rating of 4.3 out of 5.0, solidifying its position as an excellent choice for individuals seeking a versatile and rewarding travel card. Its strengths are predominantly in its outstanding rewa...