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Review

Chase Sapphire Preferred® Credit Card Review: Excellent travel rewards and transfer partners

Looking for a card that can jumpstart your travel rewards? Our review highlights how the Chase Sapphire Preferred® earns generous points on travel and dining, and why its flexible redemption options make it a winner.

Annual Fee$95.00
Regular APR
19.24Min. of (6.75+12.49) and 29.99%–27.49Min. of (6.75+20.74) and 29.99% variable APR.
Rewards Rate1x-5x points
Sign-up Bonus75,000 bonus points

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • Transfer partners
  • No foreign transaction fees
  • Luxury perks
  • Automatic elite status

Things to consider

  • Annual fee
  • High regular APR

Benefits

Drawbacks

Decision Guidance

Summary

The Chase Sapphire Preferred earns an overall rating of 4.3 out of 5.0, reflecting its position as a leading travel rewards card. Its strengths lie in the robust rewards program, valuable travel benefits, and strong reputation, while the APR remains...