Review
Chase Sapphire Reserve® Credit Card Review: Premium Travel Rewards for Loyal Chase Customers
Is the Chase Sapphire Reserve® worth its $795 annual fee? Our review breaks down the card's generous rewards, travel perks, and valuable credits to help you decide if it fits your lifestyle.
| Annual Fee | $795.00 |
| Regular APR | 19.49Min. of (6.75+12.74) and 29.99%–27.99Min. of (6.75+21.24) and 29.99% variable APR. |
| Rewards Rate | 1x-10x points |
| Sign-up Bonus | 125,000 points |
| Other Fees | Authorized user fee: $195 for each authorized user |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Luxury perks
- Lounge membership
- Automatic elite status
- No foreign transaction fees
- Transfer partners
Things to consider
- High annual fee
- High regular APR
Benefits
Drawbacks
Decision Guidance
Summary
The Chase Sapphire Reserve is a premium travel card with excellent rewards and benefits but is held back by its high annual fee and APR. The reputation is strong, and for frequent travelers, the value proposition is good, as they can easily utilize t...