Review
Chase United ClubSM Business Card Review: Premium Lounge Access for United Business Travelers
The United ClubSM Business Card offers premium lounge access and extensive travel benefits, tailor-made for frequent United business travelers. Discover if its high annual fee is a worthwhile investment for an elevated travel experience.
| Annual Fee | $695.00 |
| Sign-up Bonus | Up to 110,000 miles + 2,000 PQP |
| Rewards Rate | 8x United flights, 1.5x other miles |
| Regular APR | 19.74Min. of (6.75+12.99) and 29.99%–28.24Min. of (6.75+21.49) and 29.99% variable APR. |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on United Airlines purchases
- Comprehensive travel benefits and luxury perks, including lounge access and various credits
- No foreign transaction fees
- Extensive travel and purchase protection
- No-cost employee cards
Things to consider
- High annual fee
- High regular APR
- No introductory APR period
- Rewards heavily focused on United Airlines
Benefits
Drawbacks
Decision Guidance
Summary
The United ClubSM Business Card is a highly specialized premium offering designed for a very specific segment: frequent United Airlines business travelers. Its overall rating of 3.3 reflects its exceptional value and comprehensive benefits for this n...