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Review

Chase UnitedSM Explorer Card Review: Enhanced Travel Benefits for United Loyalists

Unlock enhanced travel with the UnitedSM Explorer Card, offering a generous welcome bonus, free checked bags, and priority boarding for United loyalists. Dive into our review to see how its robust perks and credits make every journey more rewarding.

Annual Fee$150.00
Sign-up BonusUp to 80,000 bonus miles
Rewards Rate1x-9x miles on purchases
Regular APR
19.74Min. of (6.75+12.99) and 29.99%–28.24Min. of (6.75+21.49) and 29.99% variable APR.

Overview

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate for airline and travel purchases
  • No foreign transaction fees
  • Includes valuable airline travel perks
  • Provides various travel and lifestyle credits
  • Offers comprehensive travel and purchase protection benefits

Things to consider

  • Annual fee applies
  • High regular APR
  • No intro APR period
  • Limited rewards categories outside of airline-specific spending

Benefits

Drawbacks

Decision Guidance

Summary

The UnitedSM Explorer Card earns an overall rating of 3.8, positioning it as a 'Good' to 'Excellent' option, particularly for its target audience of United Airlines flyers. The card shines brightly with an excellent Rewards Rating (4.5) and a very st...