Review
Citi® / AAdvantage Business™ card Review: Great for American Airlines Flyers
Frequent American Airlines flyers, take note! The Citi® / AAdvantage Business™ card offers a generous welcome bonus and solid travel perks that might make it the perfect card for your business.
| Annual Fee | $99.00 |
| Sign-up Bonus | 75,000 AAdvantage bonus miles |
| Rewards Rate | 1x-2x AAdvantage miles |
| Regular APR | The standard variable APR for purchases is 19.49% - 28.49%, based on your creditworthiness. The standard variable APR for cash advances is 29.74%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. |
| Other Fees | Minimum interest charge — $0.50. Fee for Foreign Purchases — None. Cash advance fee — either $10 or 5% of the amount of each cash advance, whichever is greater. Redeeming the certificate is $99 for the ticketing fee plus taxes and fees. |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- No foreign transaction fees
- Rewards on American Airlines purchases
- Airline perks
Things to consider
- Annual fee
- High regular APR
Benefits
Drawbacks
Decision Guidance
Summary
The Citi® / AAdvantage Business™ card earns an overall rating of 3.1. This reflects a 'Good' card that offers distinct advantages for a specific niche – business owners who are frequent American Airlines flyers. The card’s strengths lie in its genero...