Review
Citi® / AAdvantage® Platinum Select® card Review: Solid AA Rewards and Travel Perks
Frequent American Airlines flyer? The Citi® / AAdvantage® Platinum Select® card could be your ticket to free checked bags, priority boarding, and solid rewards on AA and everyday purchases.
| Annual Fee | $99.00 |
| Sign-up Bonus | 50,000 AAdvantage bonus miles |
| Rewards Rate | 1-2 AAdvantage miles |
| Regular APR | The variable APR for purchases, and balance transfers is 19.49% - 29.49%, based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is 19.49% - 29.49%, based on creditworthiness. The variable APR for cash advances is 29.74%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. |
| Other Fees | Annual fee - $99, waived for the first 12 months. Fee for foreign purchases - 0. Cash advance fee - either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — either $5 or 5% of the amount of each transfer, whichever is greater. Minimum interest charge – $0.50. |
Overview
Pros & Cons
What's great
- Generous sign-up bonus
- Airline perks
- No foreign transaction fees
- Rewards on gas and dining purchases
Things to consider
- Annual fee
- High regular APR
Benefits
Drawbacks
Decision Guidance
Summary
Considering the individual ratings, the reputation analysis, and the card's target audience, the Citi® / AAdvantage® Platinum Select® card receives an overall rating of 3.3.
It's a good card for a specific niche: frequent flyers on American Airline...